6. Buyer / Student License & Usage Limitations
When purchasing or accessing a product, course, or subscription on WCFM:
Unauthorized use constitutes a violation of intellectual property laws.
7. Payments, Fees & Promotions
Payments for purchases and subscription services are processed by authorized third-party payment providers such as Stripe and PayPal.
Commission Structure (Marketplace Seller Fees):
0% commission for the first six (6) months after launch.
After six months, WCFM charges a 20% commission on completed sales.
WCFM may modify commission rates with reasonable prior notice.
Subscription & Course Fees:
Coupons & Promotions:
WCFM may introduce discounts, coupons, or promotional campaigns at its discretion.
8. No Refund Policy
All purchases of digital products, online courses, and subscription services are final:
No refunds
No returns
No chargebacks supported
By purchasing, users acknowledge and accept this policy.
9. Intellectual Property Rights
Sellers retain ownership of their content.
WCFM is granted a non-exclusive, royalty-free license to host, display, market, and deliver the content through the Platform.
WCFM retains all rights to the Platform’s system, design, and proprietary technology.
10. Enforcement, Warnings & Account Actions
WCFM enforces these Terms using a graduated enforcement system:
First violation: Warning and content review
Second violation: Content removal and account warning
Third violation: Account suspension or termination
WCFM may remove content or suspend accounts without prior notice if there’s clear evidence of legal violations or significant risk. Where possible, users will be notified after action is taken.
11. Account Suspension & Termination
WCFM reserves the right to suspend or terminate accounts, remove content, or restrict access to protect the Platform, users, and business interests.
12. Limitation of Liability
To the fullest extent permitted by law, WCFM is not liable for:
Content quality
Seller actions
Course outcomes
Buyer misuse
Financial loss
13. Indemnification
You agree to indemnify and hold WCFM harmless from any claims, liabilities, damages, or legal actions arising from:
14. Governing Law
These Terms are governed by the laws of the United States, without regard to conflict of law principles.
15. Changes to These Terms
WCFM may update these Terms from time to time. Continued use of the Platform constitutes acceptance of the revised Terms.